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What is Interest?

7/10/2020

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Most peoples relationship with interest is very similar to the rollercoaster of this picture! When most people borrow money they either do not know or do not understand the impact that interest will have on the amount that they are borrowing. Understanding interest and the impact it has on the money that you borrow will help you to make more educated decisions. ​

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Let's Talk. Credit!

5/23/2020

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Your credit is one of your biggest weapons when it comes to buying power. Today I will discuss a bit about Credit and the factors that makeup credit. 

Your credit is weighted based on these five elements:
  • Payment History
  • Amounts Owed
  • Length of Credit History
  • New Credit
  • Credit Mix
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Financial Responsibility Part II

8/11/2017

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Originally, I started this post back in 2015 but never got around to completing my second installment. After brainstorming and thinking about different financial tools that I wish I knew when finishing college or while I was in college I came up with a few topics. This post is a follow up to installment one Financial Responsibility I.

Please be advised that I am not an expert. Nor do I hold a degree or certificate in financial advising. The information is based on life experience. Feel free to continue reading if you would like to read my personal experiences.


Topics:

1. Emergency fund
2. Paying off Debt


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Financial Responsibility Part I

12/8/2015

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Money, money, money, and more money! When I was in high school I would look at my parents paying bills and wonder how in the world do you pay a utilities bill? How do you schedule that to come out of your bank account? What is credit? Who came up with the idea of credit? What is leasing?  So many questions that I thought would be answered in college but they only offer seminars in which they say  "Come out and we will teach you how to budget!". While this is nice in theory it actually does not help because it is a 30 minute seminar in which you take notes but you cannot reference the source. 

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    Welcome, I'm excited you decided to check out FullerThanLife.com.

    ​Here I share a few tips surrounding money with a bit of my personal life thrown in to spice things up. My passions are data, money, reading, educating, and laughing!
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