I paid for this trip to Cancun, Mexico without going into debt. I used my credit card to earn points to travel in the future and then I paid off the card before the bill was due. ⁠
Two years ago, I would've swiped and told myself "I'll pay it off before the end of the month", knowing I wasn't!
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How many of us have been there? How many times have you made this false promise to yourself?⁠

​Can y'all relate? The pandemic came in without a care in the world about our 2020 plans. I knew that nothing is certain when the economy is hit. @hokagekb and I immediately started talking about how prepared or unprepared we are if one of us lost our jobs. ⁠

​This pandemic said girl I do not care about... ⁠
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​Understanding your current financial situation is important to you overall financial health. ​When is the last time you had a financial health check?⁠
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Do not neglect your finances, conducting an analysis helps you to identify:⁠

Sinking funds are a smart way to save money. Every year we always face expenses such as holiday shopping or going on a trip or saving to buy a house. Sinking funds allow for you to save your money over a set amount of time.


Q: Should you have a sinking fund(s)?
A: Yes, you can remove stress from your life by planning
out your expenses ahead of time.

Sometimes it can be hard to walk away from something that you think you want. Yes, I said think because often times you don't really need that purse or shoes or coat or laptop or watch. Instead it is something that has caught your eye that you want but would you still want it in 24 hours or 72 hours or even 6 months from now? Let's unpack three important questions to ask your self before you swipe that card!