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Bad Money Habits

7/27/2020

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I paid for this trip to Cancun, Mexico without going into debt. I used my credit card to earn points to travel in the future and then I paid off the card before the bill was due. ⁠
Two years ago, I would've swiped and told myself "I'll pay it off before the end of the month", knowing I wasn't!
⁠
How many of us have been there? How many times have you made this false promise to yourself?⁠
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Debt After Graduation

7/17/2020

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I knew when I embarked on my journey for a graduate degree that turned into graduate degrees that I would have to pay money back to good ole Sallie Mae.

I was fortunate enough to get $2,500 a year from my job and a few scholarships from the school but this didn't cover the entirety of my education! 

2020 has been full of change:⁠
⁠
✔️ Graduate⁠
✔️ Get Married⁠
✔️ Quit My Job⁠
✔️ Start a New Job⁠
✔️ Start paying back student loans⁠
⁠
I went from Kalai Fuller, MBA to Kalai Bell, MBA, MS CISBA! Y'all!!!⁠

I went from $30,000 of student loan debt to $72,000. Whew lordt!

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Attack Those Hurdles

7/13/2020

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​Understanding your current financial situation is important to you overall financial health. ​When is the last time you had a financial health check?⁠
⁠
Do not neglect your finances, conducting an analysis helps you to identify:⁠
✔️ What are you spending your money on?⁠
✔️ Are you overspending?⁠
✔️ Are you making enough money?⁠
✔️ Could you incorporate new skills to better benefit your income?⁠
✔️ Are you making impulse buys?⁠

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What is Interest?

7/10/2020

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Most peoples relationship with interest is very similar to the rollercoaster of this picture! When most people borrow money they either do not know or do not understand the impact that interest will have on the amount that they are borrowing. Understanding interest and the impact it has on the money that you borrow will help you to make more educated decisions. ​

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Why is Getting Out of Debt so HARD?

2/7/2019

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​Am I the only one that feels like being in debt is a never ending journey! I read all of these amazing articles or see pictures on the internet about people who paid off $20,000 in 3 months or $75,000 in 8 months...am I the only one thinking where in the world are they getting this money from?
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Financial Responsibility Part II

8/11/2017

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Originally, I started this post back in 2015 but never got around to completing my second installment. After brainstorming and thinking about different financial tools that I wish I knew when finishing college or while I was in college I came up with a few topics. This post is a follow up to installment one Financial Responsibility I.

Please be advised that I am not an expert. Nor do I hold a degree or certificate in financial advising. The information is based on life experience. Feel free to continue reading if you would like to read my personal experiences.


Topics:

1. Emergency fund
2. Paying off Debt


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    Welcome, I'm excited you decided to check out FullerThanLife.com.

    ​Here I share a few tips surrounding money with a bit of my personal life thrown in to spice things up. My passions are data, money, reading, educating, and laughing!
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